Job Information
Florence Savings Bank Senior Credit Analyst in Florence, Massachusetts
Senior Credit Analyst, Main Office, Florence Regular Full-Time Main Office, Florence, MA, US Requisition ID: 1609 Are you looking for an employer that provides Bank Officers 5 weeks of PTO and benefits upon hire, focuses on advancement opportunities, and has an overall average employee tenure of a decade? With tuition reimbursement, wellness incentives, and a 401K plan with dollar-for-dollar match, Florence Bank has it all! In the past year, we have promoted over 18% of our employees Our overall average tenure is 9.75 years More than16% of our employees have worked at the Bank for over 20 years At Florence Bank, we offer: Competitive salary Hybrid work schedule after successfully completing 6 months of employment Generous paid time off 12 paid holidays Dynamic work culture Fun work environment Weekly pay schedule Medical, dental and life insurance upon hire 401K plan with dollar-for-dollar match Profit sharing bonus after two full calendar years of employment Robust wellness program with monetary incentives \$5,000 tuition reimbursement each calendar year We are currently seeking candidates to join our exceptional team for the following position: Job Title: Senior Credit Analyst Location: Main Office Position Summary: Analyzes more complex commercial loans for all relevant credit and financial data used in evaluating the credit worthiness of commercial borrowers and in preparing a comprehensive objective credit analysis in order to assist management in the loan decision-making process. Provides assistance to credit analysts with complex loan analysis, financial statement review, and loan structuring. Accompanies Loan Officer on business calls to existing and prospective customers and assists the Loan Officer in developing and preparing the loan proposal; analyzes all relevant credit and financial data used in evaluating the creditworthiness of commercial borrowers, and in producing a comprehensive objective credit analysis in order to assist management in the loan decision making process. Education, Experience, and Skills Required: The following skills, experience, or background are necessary (with or without accommodation) for this position. A bachelor\'s degree or the equivalent work-related experience in business, finance, or accounting in order to be able to analyze financial statements and to make industry evaluations. A high level of analytical ability and detail orientation to determine the loan risk involved and recommend credit limitation and structure. Strong verbal and written communication skills. A minimum of three years of prior credit experience in a banking environment. Strong PC knowledge. Physical Demands/Conditions Requirements: General office environment. Frequent use of computer. Sits for an extended period of time. Equipment Used: General office equipment. SEE THE FLORENCE BANK WEBSITE FOR COMPLETE JOB DESCRIPTION